Debt Consolidation

Debt consolidation is the process of consolidating all of your debts like (credit cards, store cards, personal loan debt etc) into one manageable loan.

Debt Consolidation can be structured in several ways.

Firstly, you can apply for a Debt Consolidation. To be eligible for a Debt Consolidation loan, you will need to be able to service to loan repayments.  We recommend that you approach a reputable financial institution or finance company.  We recommend that you shop around for a low interest rate.  A Debt Consolidation loan is similar to a personal loan as they are usually unsecured loans.

If you cannot obtain a Debt Consolidation loan, you may need to consider a  Debt Agreement or a Personal Insolvency Agreement. A Debt Agreement or a Personal Insolvency Agreement in effect consolidates unsecured debts.  How it works is that instead of paying your individual creditors separately you would make a regular payment to us as your Debt Agreement Administrator or Trustee and we would distribute that money (less our fee) to your creditors.  You must first qualify for a Debt Agreement or a Personal Insolvency Agreement.

So if you are struggling to pay unsecured debt and you cannot get a Debt Consolidation Loan, call us today to see if you qualify for a Debt Agreement or a Personal Insolvency Agreement.

To get more detailed information on debt consolidation.

Remember our advice is free and without obligation,
so call us today toll free on 1800 98 10 70, you have nothing to lose!